Privacy Policy
WHAT DOES AMERICAN COMMUNITY BANK DO WITH YOUR PERSONAL
INFORMATION?
|
Why?
Financial companies choose how they share your personal
information. Federal law gives consumers the right to
limit some but not all sharing. Federal law also
requires us to tell you how we collect, share, and
protect your personal information. Please read this
notice carefully to understand what we do.
|
What?
The types of personal information we collect and share
depend on the product or service you have with us. This
information can include:
- Social Security number
- Account balances
- Payment history
- Overdraft history
- Account transactions
- Mortgage rates and payments
When you are no longer our customer, we continue to
share your information as described in this notice.
|
How?
All financial companies need to share customers'
personal information to run their everyday business. In
the section below, we list the reasons financial
companies can share their customers' personal
information; the reasons American Community Bank chooses
to share; and whether you can limit this sharing.
|
Reasons we can share your personal information
|
Does American Community Bank share?
|
Can you limit this sharing?
|
For our everyday business purposes - such as to
process your transactions, maintain your
account(s), respond to court orders and legal
investigations, or report to credit bureaus
|
Yes |
No |
For our marketing purposes - to offer our products
and services to you
|
No |
We don't share |
For joint marketing with other financial companies
|
No |
We don't share |
For our affiliates' everyday business purposes -
information about your transactions and
experiences
|
No |
We don't share |
For our affiliates' everyday business purposes -
information about your credit worthiness
|
No |
We don't share |
For nonaffiliates to market to you |
No |
We don't share |
Questions? Call 516-609-2900 or go to www.acbalways.com
|
What We Do |
How does American Community Bank protect my
personal information?
|
To protect your personal information from
unauthorized access and use, we use security
measures that comply with federal law. These
measures include computer safeguards and secured
files and buildings.
|
How does American Community Bank collect my
personal information?
|
We collect your personal information, for example,
when you
- Open an account
- Apply for a loan
-
Make deposits or withdrawals from your account
- Give us your income information
- Make a wire transfer
We also collect your personal information from
others, such as credit bureaus, affiliates, or
other companies.
|
Why can't I limit all sharing? |
Federal law gives you the right to limit only
-
sharing for affiliates' everyday business
purposes - information about your credit
worthiness
-
affiliates from using your information to market
to you
-
sharing for nonaffiliates to market to you
State laws and individual companies may give you
additional rights to limit sharing
|
|