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 "We have roots where others only have branches"
Matt Nartowicz American Community Bank Management
Teresa Stroppel American Community Bank Senior Management
Daryl Payne American Community Bank Management
Anthony Capobianco American Community Bank Senior Staff Management
Senior Management:

Anthony Capobianco
Anthony Capobianco is a Certified Public Accountant who brings substantial banking and financial experience to his role as President and CEO of American Community Bank. Mr. Capobianco has been a Founder and Director of the bank since its inception in 2000 and became the bank’s President and CEO in 2009. During his tenure in the industry, he has developed specific expertise in community banking, commercial and retail lending, strategic planning, and financial budgeting and investing.
Mr. Capobianco earned a B.A. in 1984 from Franklin and Marshall College in Lancaster, PA. In 1986, he was awarded an M.B.A. in Finance from C.W. Post at Long Island University in Brookville, NY.
Over the years Mr. Capobianco has been actively involved supporting a number of local charitable and civic organizations including the North Shore Soccer Club, Sea Cliff Junior Baseball League, St. Boniface R.C. Church and Catholic Youth Organization.

Patrick J. Bryan
Patrick Bryan joined American Community Bank in 2015 and currently serves as the bank’s Senior Vice President and Chief Financial Officer. Mr. Bryan is a Certified Public Accountant (CPA) and is accountable for the administrative, financial and risk management operations of American Community Bank, including the ongoing development and monitoring of control systems designed to preserve company assets and report accurate financial results. Mr. Bryan previously served as an independent auditor for the past 11 years. He began his career with the public accounting firm of Grant Thornton, LLP. In 2005, he joined the firm of Albrecht, Viggiano, Zureck and Company, P.C. of Hauppauge, New York. Mr. Bryan is a current member of the American Institute of Certified Public Accountants (AICPA), the New York State Society of Certified Public Accountants (NYSSCPA). He was also a past member of the NYSSCPA Banking Committee. He holds a Bachelor of Science Degree in Accounting from St. Joseph’s College in Patchogue, New York. 



Teresa Stroppel
Teresa Stroppel joined American Community Bank in 2005 and currently serves as Vice President of Credit Administration and Secretary to the Loan Committee. Mrs. Stroppel is responsible for the ongoing maintenance of the bank’s loan portfolio, reporting directly to the Chief Lending Officer. With over 20 years in industry Mrs. Stoppel has held various banking positions as an internal auditor, credit analyst, loan officer and underwriter for both the small business and corporate lending divisions. She holds Bachelor of Science Degree from University of Delaware, and an MBA in Corporate Finance from Adelphi University. 
Matt Nartowicz
Matt Nartowicz joined American Community Bank in 2009 and currently serves as the bank’s Vice President and Nassau County Regional Branch Manager. Mr. Nartowicz is responsible for the overall management of all American Community Bank’s retail branches. He started with ACB as the Assistant Vice President and Branch Manager of the Commack Branch. Mr. Nartowicz has worked his entire career in the financial industry on Long Island including Branch Manager of Citizens Bank NA and as a Mortgage Broker and Manager in the Residential and Commercial Mortgage industry. Mr. Nartowicz currently sits on the board for the East Northport Chamber of Commerce. 
Darryl Payne
Darryl Payne joined American Community Bank in 2016 and currently serves as the bank's Vice President and Suffolk County Regional Branch Manager. Mr. Payne is responsible for the management, business development, sales, and operational integrity of American Community Bank's Suffolk County branches. With over 15 years in the banking industry, Mr. Payne has held various positions in retail banking. Prior to coming to ACB, he served as Vice President/Manager of the TD Bank in East Northport since 2004. Mr. Payne has been a member of the East Northport Chamber of Commerce since 2004 and also previously served on their Board of Directors. Mr. Payne actively supports local organizations such as West Islip Little League and the West Islip PAL Football League. Mr. Payne earned a Bachelor of Science Degree in Finance from Ithaca College in Ithaca, New York. 
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